Welcome to Research401k.com – A Complete Resource On Important 401k Retirement Plan Topics such as Rollovers, Roth IRA Accounts, Contribution Limits, Hardship Withdrawals, Self-Employed 401k and more!

Latest 401k News (January 22th, 2020)
– IRS Announces Max 401k Contribution Limits for 2020

To Calculate the MRD, example: If Retiree turns 77 during this year, the MRD is calculated as: MRD = Market Value of

The Tax Increase Prevention & Reconciliation Act (TIPRA) of 2005 was signed into law by President Bush on May 17, 2006. TIPRA includes

In this article, we will look at the advantages of making salary deferral 401k contributions to employer sponsored retirement programs. 1)

In this section, we look at the general rules that apply to both the traditional IRAs and the Roth IRA. 1)

What is a Direct IRA Rollover? A Direct IRA Rollover is when your 401k retirement savings (or 401k distributions) are

Any IRA or Roth IRA account you choose to invest in is subject to maximum contribution limits imposed by the

Effective January 1st, 2006, employers now have the ability to combine the retirement options provided by traditional 401k retirement plans and

1) What’s the difference between a Roth 401k and traditional 401k pre-tax deferral plan? In a traditional 401k plan, annual

Starting December 30th, 2005, the US Treasury Department issued and confirmed the Roth 401k Rules for 401k retirement plan savers. These

Pre-tax contribution is the amount of deductions you make from your monthly gross wage into your 401k retirement savings account,

Rather than receiving a monthly check upon retirement (annuity payments), many people think of taking out a lump sum distribution (

401k Minimum Required Distributions (MRDs) are established by the Internal Revenue Code to make sure that retirees actually withdraw their

When asked how to become a millionaire, most people would say “Invest in Real Estate!” While this may partially get

Retirement Account Owner’s Age (70 – 80) Age of Your Beneficiary Retirement Account Owner’s Age (Your Age) 70 71 72 73 74 75&

The annual pre-tax or after-tax contributions you make towards a 401k retirement savings plan is meant to help you have

If you have a spouse and are married, your federal tax rate could actually be lower than that of a

You might think that the terms IRA Rollover and IRA Transfer mean the same thing. While they are similar to

To access the free 401k Retirement Calculator, go here. Here is a snapshot of the calculator: Notes from the 401k